TaxGuided
United States IRC sections

Statute section

IRC section 163

Interest

Country

United States

Section

163

Updated

2026-05-20

Operative text

Section 163 allows a deduction for interest expense subject to several limitations. Section 163(j), substantially revised by the Tax Cuts and Jobs Act, limits business-interest deductions to the sum of business-interest income, 30 percent of adjusted taxable income (calculated without depreciation through 2021), and floor-plan financing interest, with carryforward of disallowed amounts.

Amendment history

2017-12-22

Pub. L. 115-97

TCJA materially revised Section 163(j) to apply a 30-percent-of-ATI limit on business-interest deductions for most taxpayers.

2020-03-27

Pub. L. 116-136

CARES Act temporarily raised the Section 163(j) limit to 50 percent of ATI for 2019 and 2020.

Cross-references

26 U.S.C. 16226 U.S.C. 168

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