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United States forms

Form detail

IRS Form 940

Employer's Annual Federal Unemployment (FUTA) Tax Return

Country

United States

Revision year

2024

Methods

paper, efile

Updated

2026-05-20

Employer's Annual Federal Unemployment (FUTA) Tax Return

Annual return reporting federal unemployment tax under FUTA.

Who must file: Employers who paid wages of $1,500 or more in any quarter of the current or prior year, or had at least one employee for 20 or more weeks in the current or prior year.

Practical overview

Form 940 is annual but FUTA deposits are made quarterly when liability exceeds $500. The base FUTA rate is 6.0 percent on the first $7,000 of wages, reduced by a credit of up to 5.4 percent for state unemployment payments. Credit-reduction states have a partial offset reduction that increases effective FUTA liability for employers in those states.

Practical steps

  • Determine FUTA wages for each employee (first $7,000 of wages).
  • Track quarterly liability and deposit when accumulated liability exceeds $500.
  • Apply credit-reduction adjustments for states with outstanding federal loans.
  • File Form 940 by January 31 of the following year.

Due-date notes

January 31 of the year following the tax year; February 10 if all deposits were paid timely.

Timing: January 31

Penalty snapshot

Failure-to-deposit and failure-to-file penalties apply on the standard payroll-tax schedule.

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Important disclaimer

This library is for general tax education only. Always verify filing obligations, due dates, and tax consequences against the cited primary source or with a qualified tax professional.