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United States forms

Form detail

IRS Form 8938

Statement of Specified Foreign Financial Assets

Country

United States

Revision year

2024

Methods

paper, efile

Updated

2026-05-20

Statement of Specified Foreign Financial Assets

Reports specified foreign financial assets above filing thresholds.

Who must file: Specified individuals and specified domestic entities holding foreign financial assets above the applicable threshold.

Practical overview

Form 8938 implements FATCA at the individual level. Thresholds vary by filing status and residence: $50,000/$75,000 for single U.S.-resident filers, $100,000/$150,000 for joint U.S.-resident filers, with higher thresholds for taxpayers living abroad. It overlaps with but is separate from FBAR (FinCEN 114); many filers must do both. Penalties are severe.

Practical steps

  • Identify all foreign financial accounts and other specified foreign financial assets.
  • Compute aggregate value at year-end and highest amount during the year.
  • Compare against the applicable threshold based on filing status and residence.
  • File Form 8938 with Form 1040 if threshold is exceeded.
  • Also evaluate FBAR (FinCEN 114) obligation separately.

Due-date notes

Attached to Form 1040 by April 15.

Timing: return-due-date

Extension reference: Form 4868

Penalty snapshot

$10,000 base penalty for failure to disclose; up to $50,000 for continued failures after IRS notice; 40 percent accuracy-related penalty on underpayments related to undisclosed assets.

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Important disclaimer

This library is for general tax education only. Always verify filing obligations, due dates, and tax consequences against the cited primary source or with a qualified tax professional.