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personal-taxAnswered

Why do German health and long-term care insurance contributions sit in a more privileged tax lane than ordinary insurance premiums?

NF
Nina Feldmann
June 10, 2026 3,299 views 1 answer
GermanyVorsorgeaufwendungenhealth insurancespecial expenses

People in Germany often bundle all insurance into one mental category and then wonder why the tax result is uneven. Please explain why contributions for basic health and long-term care coverage are treated more seriously, and why this does not mean every other premium becomes fully deductible too.

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